Recognizing the Warning Signs of Identity Theft

Current data shows that identity theft cases reached record highs in 2025, largely because AI allows scammers to create much more convincing emails and even “clone” voices or faces.

As a member of the IAM Legal and Personal Protection Plan, you have access to professional identity monitoring at no cost to you.

Your union has already given you access to this benefit, which depending on your plan tier includes email and Social Security number monitoring, 1-bureau credit monitoring, and a $1 million insurance policy backed by AIG to provide peace of mind.

While this service works behind the scenes to watch for suspicious activity, being able to spot these early warning signs yourself is your first line of defense:

1. Financial Red Flags

The most common indicators appear in your bank and credit statements. Keep an eye out for:

• Small, Unfamiliar Charges: Thieves often “test” a card with a $1.00 transaction before making a large purchase.
• Missing Statements: If your physical mail or email statements stop arriving, a thief may have changed your billing address to hide their tracks.
• Unexplained Denials: Being denied for credit or a loan despite having a good credit history can indicate someone else has opened accounts in your name.

2. Unexpected Mail and Notifications

Pay attention to documents that arrive at your home, especially:

• Credit Cards You Didn’t Apply For: Receiving a physical card or a “welcome” letter for an account you never opened.
• Debt Collection Calls: Getting contacted about past-due bills for services or products you never purchased.
• Authentication Codes: Receiving “One-Time Password” (OTP) texts when you aren’t actively trying to log into an account.

3. Medical and Government Discrepancies

Identity theft can also impact your benefits and taxes:

• Tax Filing Issues: If the IRS notifies you that more than one tax return was filed in your name.
• Medical Billing: Receiving bills for medical services you didn’t receive.

Free Identity Protection for IAM Members

If you discover any of these signs, take action immediately.

Because this service involves sensitive data, it requires a one-time registration. This ensures your information is monitored on a secure, encrypted server.

1. Register: Click the link below to set up your account.
2. Secure Portal: Please note that this link will open a new window to a high-security server to protect your data.
3. Optional Upgrades: While your core benefit is fully paid for by the union, you will have the opportunity to upgrade to family coverage or additional tiers at discounted union rates if you choose.