Your union membership comes with a wide range of valuable benefits. Among the most valuable, yet often underutilized, of these is the union legal plan.
For many, the idea of calling a lawyer for help is intimidating, time-consuming, and costly. As a result, this benefit often goes untouched until a major, unavoidable crisis hits. But a legal plan is not just for emergencies. Understanding what it is and isn’t can help you get more value from your membership.
Let’s address some of the common misconceptions that might be keeping you from using your plan.
Myth: “The ‘free’ part is too good to be true. There must be a catch.”
Reality: The concept of a “free” legal plan is understandable, but it’s more accurate to think of it as “pre-paid.” Your union has negotiated a group plan to make legal services affordable for everyone. Instead of paying an attorney’s high hourly rate when a problem arises, the plan is paid for as a result of a collective bargaining agreement (CBA) or through a health fund, to have access to these services whenever you need them. There are no hidden fees or surprise costs for covered services. The value is in the collective bargaining power of your union.
Myth: “Legal plans are only for getting you out of trouble.”
Reality: While a legal plan can certainly provide support in a difficult situation, it is just as valuable for preventative measures. Many legal issues can be avoided or simplified with early, professional advice. There are also services like creating a simple will, getting free legal advice, joining a roadside assistance plan, getting free financial guidance, or getting free identity theft protection that’s included. Think of it as a tool for peace of mind, not just a last resort.
Myth: “Using the plan means giving up my privacy.”
Reality: The relationship between a lawyer and a client is confidential. The legal plan is a resource that connects you with an attorney; it does not give the union or your employer access to the details of your legal matters.
Myth: “It’s too much of a hassle to find a good lawyer through the plan.”
Reality: A key benefit of your union’s plan is the pre-approved network of attorneys. Instead of searching blindly, you are connected with legal professionals who have been selected for their expertise and experience. This process removes the guesswork and can save you significant time and effort in finding qualified help.
Myth: “I only need a lawyer for complex, expensive issues.”
Reality: Many legal plans cover a range of services, from a simple phone consultation to more in-depth representation. You might be surprised at the everyday issues that fall under the scope of your plan. Small issues, left unaddressed, can become big problems. Using your plan for a quick question can often prevent a minor concern from escalating.
Your legal plan is an integral part of the comprehensive benefits package you’ve earned as a union member. By dispelling these myths, you can be empowered to use this resource to protect yourself, your family, and your financial well-being, on your terms.
Need help today? Tap below or call/text us at 646-921-9128.
