The recent National Public Data hack has sent shockwaves through the nation, exposing the personal information of millions of Americans. Your data may have been compromised, making it crucial to take proactive steps to safeguard your privacy and security. Here’s a guide on how to protect yourself in the wake of this data breach.
Understanding the Risks
- Identity Theft: The most significant risk is identity theft. With access to your Social Security number, address, and other personal details, hackers can open new accounts, apply for loans, and commit fraud in your name.
- Financial Loss: Identity theft can lead to substantial financial losses, as you may have to spend time and money to rectify the damage and restore your credit if bank account information has been stolen.
- Emotional Distress: The experience of being a victim of identity theft can be emotionally taxing, causing stress, anxiety, and frustration.
Steps to Protect Yourself
- Monitor Your Accounts. Regularly check your credit reports and bank statements for any unauthorized activity. Look for unusual charges, new accounts opened in your name, or inquiries from unfamiliar sources.
- Freeze Your Credit: Consider freezing your credit with all three major credit bureaus (Equifax, Experian, and TransUnion). This will prevent new accounts from being opened in your name without your authorization.
- Change Your Passwords: Update your passwords for all online accounts, including your rideshare platform, bank accounts, EzPass accounts, and social media profiles. Use strong, unique passwords that are difficult to guess.
- Be Cautious of Phishing Attempts: Be wary of unsolicited emails, phone calls, or text messages asking for personal information. Do not click on links or open attachments from unknown sources.
- Use Two-Factor Authentication: Enable two-factor authentication (2FA) on all your online accounts. This adds an extra layer of security by requiring a code sent to your phone or email to log in.
- Review Your Privacy Settings: Check the privacy settings on your rideshare platform and social media accounts. Limit the amount of personal information you share online.
- Be Mindful of Public Wi-Fi: Avoid using public Wi-Fi networks for sensitive activities like accessing your bank accounts or checking your credit reports. Public Wi-Fi networks are more susceptible to hacking.
- Consider a Credit Monitoring Service: A credit monitoring service can alert you to suspicious activity on your credit report and provide tools to help you protect your identity. Your IAM Legal Plan offers credit monitoring through your free Identity Theft Protection benefit.
- Stay Informed: Keep up-to-date with the latest cybersecurity news and best practices. Stay informed about new threats and scams that may target rideshare drivers.
- Report Identity Theft: If you believe you have been a victim of identity theft, contact the Federal Trade Commission (FTC) and your local law enforcement. The FTC provides a step-by-step guide on how to report identity theft.
- SIGN UP FOR FREE IDENTITY THEFT PROTECTION THROUGH YOUR IAM LEGAL PLAN!
Identity Theft Protection for IAM Members
Being proactive in protecting your identity is more important than ever. If you haven’t already, you can sign up for the free Identity Theft benefit provided through your IAM Legal and Personal Protection Plan. This benefit provides:
- Identity monitoring
- Social Security monitoring
- Debit or credit card monitoring
- Identity theft restoration
- Lost or stolen credit card assistance
- And more
Get more information and sign up now by calling 646-921-9128 or tap below to fill out a form.
